About Accion:
Accion is a global nonprofit on a mission to create a fair and inclusive economy for the nearly two billion people who are failed by the global financial system. We develop and scale responsible digital financial solutions for small business owners, smallholder farmers, and women, so they can make informed decisions and improve their lives. Through targeted investment strategies, advisory solutions, and expert thought leadership, we work with local partners to develop and scale cheaper, more accessible, and customer-friendly financial solutions. Since 1961, Accion has helped build 267 financial service providers serving low-income clients in 75 countries, reaching 440 million people. More at https://www.accion.org.
About Accion Advisory:
We are a diverse and close-knit global team with one common social purpose: building a financially inclusive world for small businesses and low-income households. We are passionate about what we do – working with a wide range of financial service providers and other partners across the world to build sustainable businesses to achieve financial inclusion. We enjoy solving problems, being exposed to new ideas, sharing information, and asking, “what if?”
Position Summary
The Senior Specialist in Data Analytics & Risk Management will use advanced analytics and statistical tools to support three core areas to help drive sustainable growth for our clients: Risk analysis (stability), credit analytics (insight), and growth strategies (quality). Through risk analysis, we help our partners critically evaluate an organization's internal and external risks with an integrated risk management approach. With credit analytics, we use deep data statistical techniques to ascertain the effectiveness of product design, customer identification, underwriting, renewal, and collection policies through traditional and digital channels. By better understanding the environment and data, we identify process improvement and product recommendations to help FSPs develop strategies to increase their efficiency, profitability, and customer base. Working as part of a global, cross-functional team and guided by an experienced Data Analytics & Risk Management Manager, the Senior Specialists in Data Analytics & Risk Management will represent Accion as an advisor to our clients and support various Data Analytics & Risk Management activities and strategies for our clients. They will also support the evolution of our risk management service offering, specifically on Machine learning and the application of unbiased AI techniques to improve advisory delivery capabilities.
Position Responsibilities:
For the FSPs with whom we establish Technical Assistance (TA) agreements, the Senior Specialist, Data Analytics, & Risk Management will provide the following support:
Qualifications and Requirements:
Minimum of BS/BA in Statistics, Mathematics, Physics, Industrial Engineering, Economics, Finance or Business. MBA preferred.
Generally, 5+ years of experience in individual lending or retail operations in a regulated financial institution or fintech and/or implementing credit scores/credit models with financial institutions or fintech.
Have significant experience applying advance analytics to business situations and proven ability to synthesize complex data to pull valuable insights, predictions and innovation from data; as well as deep understanding of modern machine learning techniques and their mathematical underpinning and can translate this into business implications.
Experience in analytics methods such as predictive modelling, customer segmentation/ clustering.
Proficient in at least on statistical and predictive modeling tools (Python, R o SPSS) and SQL.
Can distill complex results or processes into simple, clear visualizations (bonus points Power BI/Tableau/advanced Excel)
Statistical and financial skills, Credit Risk Modeling/Analysis, Data Mining, and financial knowledge.
Knowledge of Portfolio Risk / Management within financial business. A clear understanding of portfolio risks related to vintage and delinquency trends.
Knowledge of market and operational risks.
Excellent cost management and project management skills.
Good written communication skills.
Knowledge of standard reports required for Credit Business Management and experience ensuring data integrity and timely delivery.
Fluency in English spoken and written is required.
40% of work requires travel to client sites.
Accion is an equal opportunity employer. We are committed to a diverse and inclusive workplace culture. Accion seeks qualified applicants without regard to race, color, gender, sex, age, religion, creed, national origin, ancestry, citizenship, marital status, sexual orientation, physical or mental disability, medical condition, military and veteran status, gender identity or expression, genetic information, change of sex or transgender status, or any other basis protected by law. Accion is committed to providing reasonable accommodations to applicants with disabilities.
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