About Accion:

Accion is a global nonprofit on a mission to create a fair and inclusive economy for the nearly two billion people who are failed by the global financial system. We develop and scale responsible digital financial solutions for small business owners, smallholder farmers, and women, so they can make informed decisions and improve their lives. Through targeted investment strategies, advisory solutions, and expert thought leadership, we work with local partners to develop and scale cheaper, more accessible, and customer-friendly financial solutions. Since 1961, Accion has helped build 267 financial service providers serving low-income clients in 75 countries, reaching 440 million people. More at https://www.accion.org.

About Accion Advisory:

We are a diverse and close-knit global team with one common social purpose: building a financially inclusive world for small businesses and low-income households. We are passionate about what we do – working with a wide range of financial service providers and other partners across the world to build sustainable businesses to achieve financial inclusion. We enjoy solving problems, being exposed to new ideas, sharing information, and asking, “what if?”

Position Summary 

The Data Engineering Support team member will learn new data analytical tools and use programming skills for risk data analytics to support three core areas to help drive sustainable growth for our clients: Risk analysis (stability), credit analytics (insight), and growth strategies (quality). Through risk analysis, we help our partners critically evaluate an organization's internal and external risks with an integrated risk management approach. With credit analytics, we use deep data statistical techniques to ascertain the effectiveness of product design, customer identification, underwriting, renewal, and collection policies through traditional and digital channels. By better understanding the environment and data, we identify process improvement and product recommendations to help FSPs develop strategies to increase their efficiency, profitability, and customer base. Working as part of a global, cross-functional team and guided by an experienced Data Analytics & Risk Management Senior Specialist, the person in this role will represent Accion as an advisor to our clients and support various Data Analytics activities for our clients.

Duration: 6 months

Position Responsibilities

This role will support the Senior Data Specialist in developing, on the web, cloud base, and server base, the analytic products created by Accion Advisory, prioritizing those related to risk management and methodology. Also, S/he oversees the analysis, transformation, loading, and maintenance of the data received from the institutions and its processing for use in calculating and developing the different tools produced by the Accion Advisory teams.

S/he supports the unit's commercial efforts by recommending better ways to implement web products, manage data, create standardized data gathering procedures and forms, design reports and analytic structures, and optimize the analytic process inside the unit.

For the FSPs with whom we establish Technical Assistance (TA), this role will provide the following support:

• In collaboration with the Data Analytics & Risk Management Senior Specialist
  • Support all the data requirements for ML algorithm deployment, statistical analysis, and tool development.
  • Ensure data is available for implementing statistical models to support credit, collection, account maintenance, and recovery processes.
• Support the preparation and documentation of the specific ML developments and follow-up of related results.
  • Support to Develop and present training material to facilitate the implementation of the risk-based segmentation tools in the partner FSPs
  • Contribute to the development of monitoring and maintenance tools for the risk-based segmentation tools implemented
• Building capacity and assist FSPs in implementing Accion’s Portfolio Risk Management tools:
• Document the processes related to the implementation of risk analysis tools

Qualifications and Requirements:

• Computer science graduates looking for internship (BE/MSc/MCA or equivalent); Final year students looking for 6-month starting from Nov/Dec 2024 can also apply.
• Knowledge of Web programming languages like Java or Python
• Knowledge of SQL programming, cursors, stored procedures, indexing and joins
• Knowledge of Power Bi, Advanced Excel will be a plus
• Excellent problem-solving skills
• Good written communication skills
• English speaker and writing needed
• Capacity to work under pressure
• Ability to work with little or no supervision
• Excellent Personal Relationship Skills
• Interested in our mission and working globally.
• Willingness to embody our values of excellence, respect and passion for social change.
  • Excellence: Accion staff should always put forth their best effort in all activities, strive for high quality of collective and individual performance; and demonstrate honesty and integrity at all times while in the workplace and while working on behalf of the organization.
  • Respect: Accion staff should value one another’s roles and responsibilities as much as their own, be encouraging, and value the diverse and unique perspectives of colleagues. They should honor obligations and commitments to each other and to external partners.
  • Passion for Social Change: Accion staff should be committed to making a difference in the lives of those less fortunate, value the greater good of the organization over personal gain, and promote a productive workplace by acknowledging the accomplishments of others. 

Accion is an equal opportunity employer. We are committed to a diverse and inclusive workplace culture. Accion seeks qualified applicants without regard to race, color, gender, sex, age, religion, creed, national origin, ancestry, citizenship, marital status, sexual orientation, physical or mental disability, medical condition, military and veteran status, gender identity or expression, genetic information, change of sex or transgender status, or any other basis protected by law. Accion is committed to providing reasonable accommodations to applicants with disabilities.