About Accion:

Accion is a global nonprofit on a mission to create a fair and inclusive economy for the nearly two billion people who are failed by the global financial system. We develop and scale responsible digital financial solutions for small business owners, smallholder farmers, and women, so they can make informed decisions and improve their lives. Through targeted investment strategies, advisory solutions, and expert thought leadership, we work with local partners to develop and scale cheaper, more accessible, and customer-friendly financial solutions. Since 1961, Accion has helped build 267 financial service providers serving low-income clients in 75 countries, reaching 440 million people. More at https://www.accion.org.

About Accion Advisory:

The Accion Advisory team combines decades of on-the-ground experience with insights into new technologies to help our partners become more sustainable and scalable. We work with a variety of organizations focused on serving the financial needs of low-income people and businesses in emerging markets. With a presence in Africa, Asia, and the Americas, our team provides strategic and operational support to strengthen our partners and maximize their impact on underserved customers.

Our team is comprised of Regional Program Managers (RPMs) and their teams who are responsible for driving new business, bringing local context and hands on experience to meet customer needs; and Practice Area Leads who are technical area experts responsible for building the Advisory team’s expertise in core areas, driving execution excellence, and capturing synergies across technical practice areas and regions. The Practice Area Leads seek to improve efficiency and effectiveness of the execution of our engagements and to develop reusable tools and collateral for specific areas of expertise that Accion Advisory brings to all of our clients.

Position Summary 

The Data analyst will support the development of web-based, cloud-based, and/or server-based analytic products required by the data team and will collaborate in analyzing and interpreting financial services providers data to develop actionable insights that enhance business decision-making.  Also, S/he will support analysis, transformation, loading, and maintenance of the data received from the institutions, their processing for the calculation and development of the different tools required for impact and data analysis, conducting process mapping, and building data models to support financial services strategies. This role includes collaborating with the team of data scientists in creating models to segment clients’ profiles and predict probability of default.

The ideal candidate will have a strong background in working with credit data, experience in developing analytical models, and the ability to translate complex data into meaningful insights.

The position will be based in India.

Position Responsibilities

Data Analysis & statistical Models:

• Analyse large datasets to identify trends, patterns, and insights related to creditworthiness, repayment behavior, and financial performance.
• Collaborate with business teams to design and refine predictive models that enhance lending and collection efficiency.

Process Mapping & Optimization:

• Map and document existing financial services processes, identifying bottlenecks and areas for improvement.
• Work with stakeholders to streamline data flows and optimize data collection, storage, and retrieval processes.
• Provide insights on how to improve data quality and accuracy through process improvements.

Data Management & Reporting:

• Clean, validate, and manage credit and financial services datasets to ensure accuracy and consistency.
• Create and maintain dashboards and reports using visualization tools (e.g., Power BI) to monitor key performance indicators (KPIs).
• Deliver actionable insights through regular reports and presentations to internal stakeholders.

Position Qualifications

Required:

• 4+ years of overall experience. Including 2+ years of experience as a Data Analyst in financial services, preferably with exposure to credit data and collections.
• Hands on expertise in credit and collection scoring models using statistical and machine learning techniques.
• Strong skills in SQL, Python, or R for data extraction, analysis, and modelling.
• Experience of working on AWS or Azure platforms is a plus.
• Strong expertise in data visualization using Power BI or similar tools.
• Familiarity with financial services processes, including lending, collections, and credit risk management.
• Excellent analytical and problem-solving skills, with the ability to interpret and present complex data clearly.
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
• Strong communication skills, with the ability to collaborate effectively with both technical and non-technical stakeholders.

Preferred:

• Experience with statistical modelling and predictive analytics.
• Knowledge of regulatory requirements related to credit data and financial services.
• Familiarity with industry benchmarks and best practices for credit risk assessment.
• Certification in data science, financial analytics, or a related field.

Travel Requirements

• Willingness and ability to travel 20% of the time.

Accion is an equal opportunity employer. We are committed to a diverse and inclusive workplace culture. Accion seeks qualified applicants without regard to race, color, gender, sex, age, religion, creed, national origin, ancestry, citizenship, marital status, sexual orientation, physical or mental disability, medical condition, military and veteran status, gender identity or expression, genetic information, change of sex or transgender status, or any other basis protected by law. Accion is committed to providing reasonable accommodations to applicants with disabilities.